Life insurance can be very intimidating for people. No one really wants to think about the day they leave the earth, especially if you’re young and enjoying life. The possibility of death seems so far away – and it probably is. This doesn’t mean that you shouldn’t prepare yourself and your family for the final arrangements. A small monthly fee can take this looming thought out of your head to allow you to continue living your life. Life insurance doesn’t always have to mean you’re planning for your own funeral. Many people view it as another way to grow their assets and wealth. In order to get started, however, you need to understand what life insurance is all about. There are three main types of life insurance. • Universal life insurance – This life insurance is typically referred to as “permanent” and can contribute to a number of final expenses for the beneficiary. • Term life insurance – This type of life insurance provides coverage with many conditionals, such as a fixed rate and a limited amount of time. • Long term life insurance – This can be used to fund your expenses should you lose the ability to complete daily living activities without assistance. If you’re still young, now is the best time to think about life insurance. You will get the best rates and realize the most benefits of a new policy. Did you know you can use your current life insurance policies as collateral for a new loan? That’s right – you can get started today building a better future tomorrow. Doesn’t that sound a lot better than paying in advance for your own funeral? If you’re not so young anymore, and need help with your current life insurance plan or you’re interested in obtaining another policy. I can guide you through the available policies and help you make the best decision for you and your loved ones. It’s never too late to make the right choice. When you think of life insurance, you should think of Robert L. Bell, RHU, LLC of Amarillo, TX! Give me a call today to get started.